ISSN : 1997-1052 (Print)
2227-202X (Online)
 
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Micro Credit Program of NGOs: Its Impact on Women
Nahid Sultana, Naznin Islam
Abstract

There are some autonomous and non formal groups, communities, societies, agencies or organizations engaged in reducing the sufferings of the masses and they are known as Non Government Organizations (NGOs). Thus we see, NGOs are not only non – governmental but voluntary also. Some of them are successful in organizing the rural poor and eradicating poverty. With credit support, NGOs have motivated their poor beneficiaries to undertake such activities as fish cultivation, livestock, poultry, sericulture, nursery preparation and development, apiculture, weaving, irrigation, etc. The study finds that through credit system of Bangladesh Rural Advancement Committee (BRAC) and Association of Community Development (ACD) the women have access to money. The money helps them raise their position in the family. As a result their practical needs are largely fulfilled and their strategic needs are recognized by family and the community. The credit programs have a visible impact on women’s empowerment. The women’s bargaining position in the home increases as they enhance their economic contribution to the family. The strength of earning together with the strength of belonging to group helps women establish new roles for themselves.

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